+91 88602 56931info@techggems.inRaj Nagar Extension, Ghaziabad
The problem

Financed phones are easy to sell, hard to collect on.

When a borrower stops paying, the lender has little leverage and the device keeps working. EMI Tracker Pro changes that, fairly and transparently.

  • Borrowers get reminders on their device before every due date
  • If an EMI is missed, the lender can lock the device remotely
  • The lock screen shows the amount due and how to pay
  • Once payment is received, the device is unlocked
Reminder sent3 days before due date
UnlockedPayment received
Features

Everything a device-finance team needs

Remote lock

Lock a financed device from the dashboard when an EMI is overdue.

Instant unlock

Unlock the device as soon as the payment is confirmed.

Due-date reminders

Automatic reminders on the borrower’s screen before each EMI.

Clear lock screen

Shows amount due, due date and lender contact, so borrowers know what to do.

Portfolio dashboard

See every financed device, its EMI status and lock state in one place.

Multi-branch access

Give branch teams and collection agents the right level of access.

How it works

Four steps from sale to on-time EMIs

  1. Enrol at sale

    The device is enrolled when it is sold on EMI.

  2. Link the EMI plan

    Loan amount, EMI and due dates are added to the dashboard.

  3. Remind & track

    Borrowers get reminders; you see status live.

  4. Lock or unlock

    Lock on a missed EMI, unlock the moment they pay.

Who it’s for

Made for lenders and the shops they work with

Whether you finance thousands of phones a month or a few dozen, EMI Tracker Pro fits your process.

NBFCs

Protect consumer-durable loan books on mobile phones.

Micro-lenders

Add a simple safeguard to small-ticket device loans.

Fintech platforms

Plug device control into your digital lending journey.

Retailers & dealers

Offer EMI at the counter with less risk.

FAQ

Frequently asked questions

Can’t find your answer? Call +91 88602 56931 or message us on WhatsApp.

Which devices does EMI Tracker Pro support?

It works with Android smartphones. Share the models you finance and we will confirm compatibility.

Is the borrower informed?

Yes. Borrowers agree to the terms at the time of purchase and see reminders and lock-screen messages on their device.

How fast is unlock after payment?

As soon as the payment is confirmed in the dashboard, the unlock command is sent to the device.

Can retailers use it without being a lender?

Yes. Retailers selling on EMI through finance partners can use it. Book a demo to discuss your setup.

Book a demo

See EMI Tracker Pro in action

We will show you the dashboard, lock screen and onboarding flow, and share pricing.

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